Money And Divorce: What Recent Divorce Research Has To Say About Poverty's Effect On Marriage

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Divorce isn't easy for anyone. But for the poorest couples in our nation, money-related issues all too often contribute to divorce -- or prove to be a barrier to obtaining one once they decide to call it quits.

Click through the slideshow below to read about recent research on the intersection of divorce and poverty, then weigh in: which study surprised you most?

• Divorce Is Too Expensive For The Poorest Americans

  More couples are opting for long-term marital separations because they <a href="http://www.huffingtonpost.com/2012/08/20/divorce-expensive-americans_n_1811821.html" target="_hplink">cannot afford to divorce</a>, according to a study conducted by <a href="http://www.eurekalert.org/pub_releases/2012-08/asa-msa081412.php" target="_hplink">Ohio State University</a> that was published in August 2012. Researchers surveyed 7,272 people between 1979 and 2008. Most people in the study who separated from a spouse reported getting a divorce within three years of separating. But <a href="http://www.eurekalert.org/pub_releases/2012-08/asa-msa081412.php" target="_hplink">15 percent of people who separated did not get a divorce within the first 10 years</a> because it was too costly, especially when children were involved.

• Unemployed Men Are More Likely To Split

  In July 2011, researchers at Ohio State University found that <a href="http://www.eurekalert.org/pub_releases/2011-06/uocp-hes062011.php" target="_hplink">unemployed men face a greater likelihood that their wives will initiate divorce</a>. They also found that men are more likely to leave their marriages when out of work. A woman's employment status had no effect on whether or not her husband stays or leaves. "There's something still about men's non-employment that flies in the face of what couples think a marriage should be," the study's <a href="http://www.huffingtonpost.com/2011/07/01/unemployment-divorce-stud_n_888357.html" target="_hplink">lead researcher Liana Sayer told the Huffington Post.</a>

• Children Of Divorce Are More Likely To Live In Poverty

  Children of divorce are more likely to live in poverty and to live with their mothers, <a href="http://www.huffingtonpost.com/2011/08/25/divorce-poverty-children-census_n_936896.html" target="_hplink">according to a Census report</a> on marriage released in August 2011. According to the report, three-quarters of children in divorced families lived with their mother in 2009.<a href="http://www.huffingtonpost.com/2011/08/25/divorce-poverty-children-census_n_936896.html" target="_hplink"> Twenty-eight percent of children within that group lived below the poverty rate,</a> compared to a 19% poverty rate among other children.

• Couples Who Receive Government Assistance Are More Prone To Divorce

  According to <a href="http://phys.org/news/2011-09-couples-marital-satisfaction-commitment.html" target="_hplink">a study released by the University of Missouri</a> in September 2011, married couples that receive government assistance, such as Medicaid or food stamps, are more prone to divorce. Of the 295 couples surveyed, those earning $20,000 or less and receiving government assistance reported significantly lower rates of marital satisfaction than couples with the same income that received no state support. In <a href="http://www.huffingtonpost.com/2011/09/14/government-assistance-and_n_959237.html" target="_hplink">an interview with the Huffington Post</a>, researcher Dr. David Schramm sized up the implications of the study. "We have to take a closer look at what the effect of government assistance is, and how it may affect people's attitudes and make them feel inferior," he said. "There may be a stigma associated with receiving welfare assistance, so I think we need to do a better job of looking at what government assistance does to individuals' sense of self and well-being."

• Lower Income Couples Hold Similar Marriage Values As Higher-Earning Couples

  In a <a href="http://www.ncfr.org/sites/default/files/downloads/news/jmf_july_2012_0.pdf" target="_hplink">June 2012 study</a>, researchers at UCLA found that people with lower incomes value marriage just as much as those with higher incomes, though they're more likely to grapple with economic and social issues such as money problems, drinking and drug use. "We found that people with low incomes value marriage as an institution, have similar standards for choosing a marriage partner and experience similar problems with managing their relationships," <a href="http://www.yourtango.com/2012156563/why-do-low-income-marriages-have-lower-success-rates" target="_hplink">researcher Thomas Trail said of the study</a>. "We suggest that initiatives to strengthen marriage among the poor should also take social issues into account, as they can place a tremendous amount of stress on a marriage."

• Retired Women Are More Likely To Live In Poverty Than Retired Men, Partly Because Of Divorce

  According to a July 2012 Government Accountability Office study, women aged 65 and older <a href="http://www.bloomberg.com/news/2012-07-25/women-seen-living-retirement-in-poverty-at-higher-rates-than-men.html" target="_hplink">live in poverty at higher rates than men</a>, despite their involvement in employer-sponsored retirement plans. The study showed that divorce and widowhood had "detrimental effects" for retired women or those reaching the point of retirement, and took more of a toll on women's finances than men's.

• The States With The Highest Divorce Rates Are Also The Poorest

  An <a href="http://www.census.gov/newsroom/releases/archives/marital_status_living_arrangements/cb11-144.html" target="_hplink">August 2011 Census report</a> on marriage showed that men and women in the South had higher rates of divorce in 2009 than in other regions of the country -- 10.2 divorces per 1,000 men and 11.1 per 1,000 women. Comparatively, the national divorce rate was 9.2 for men and 9.7 for women. The high divorce rates can be partly attributed to <a href="http://www.census.gov/newsroom/releases/archives/marital_status_living_arrangements/cb11-144.html" target="_hplink">higher marriage rates in the South</a>, Diana Elliott, a family demographer at the Census Bureau said. <a href="http://today.msnbc.msn.com/id/44308315/ns/today-money/t/oklahoma-tops-list-highest-divorce-rates/#.UDaqXRrLyRl" target="_hplink">But according to 24/7 Wall St</a>, its the tough economic climate that drives the divorce rate up. The site reported that states with particularly high divorce rates had below median household income and a high percentage of the population living below the poverty line.

HuffPost Live will be taking a comprehensive look at the persistence of poverty in America Aug. 29 and Sept. 5 from 12-4 p.m. EDT and 6-10 p.m. EDT. Click here to check it out -- and join the conversation.

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Divorce isn't easy for anyone. But for the poorest couples in our nation, money-related issues all too often contribute to divorce -- or prove to be a barrier to obtaining one once they decide to call...

Divorce isn't easy for anyone. But for the poorest couples in our nation, money-related issues all too often contribute to divorce -- or prove to be a barrier to obtaining one once they decide to call...

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Source: http://www.huffingtonpost.com/2012/08/29/poverty-and-divorce_n_1826433.html

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Shaping Yourself Through Cosmetic Surgery | Sexy Planet

Shaping Yourself Through Cosmetic Surgery
womens fitness

A teenage girl feels shy confronting the guests that are visiting her house. The first impression is that she must be busy doing something or preparing for an exam that is coming up. However, when the girl was asked for her virtual absence the reason was quite surprising and perhaps out of the blue. She was not attending the guests as she as concerned about the pimples that are all over her face. One might possibly think if the pimples were really that serious which made the girl avoid facing others. The only types of pimples that can have such an affect are acne marks.

There is nothing seriously wrong with a boy taking off shirt in a public unless it is a highly official environment. Perhaps this is one humorous edge the boys have over girls but same may not be case if there is something remarkably wrong with the physique. At this point, one might go on to think that what could possibly wrong with a boy that he feels shy taking off shirt? Quite surprisingly, it is the shape of his chest which gives him the look of a woman. To be more specific, his chest seems exactly like a woman's chest.

Entering into the teenage, there are certain notable changes in the physical features. Most of these changes are often desirable while some can be extremely uncomfortable and displeasing. Since face is most notable of all the features so if that unpleasant change has something to do with face this may damage the self confidence big time. Having acne marks are very common for the teenagers as well as for those on early twenties. Although not extremely lethal but if there is no proper treatment to acne this may result in formation of acne scars.

Besides all the other dislikable physical features found in men there can be nothing worse than having breasts like women. About 40 to 60 percent of the males around the world are found with this problem and it is medical name for this is Gynecomastia. According to the latest research, Gynecomastia male breast reduction is the only method in order to get rid of woman like boobs.

Men and young boys having breasts like women would always like to know how the procedure works. Basically, Male breast reduction Gynecomastia involves liposuction and cutting of the excess glandular tissue present in breast. The surgery takes around 2 hours and the recovery time is no more than one week. However, any stressful activities are advised to be avoided until full recovery which takes about a few months.

Not too long ago, people born with abnormal or dislikeable features would spend their entire life accepting them. Big thanks to cosmetic surgery as a result of which anything wrong with your overall look can be corrected. Whether it is acne and scar, hair loss and extra large breasts in men, everything can now be brought into desirable shape through cosmetic surgery which is gaining popularity day by day.

women issues

Transform Your Body After 40: A Women?s Guide to Weight Loss and Fitness.

womens fitness ? click on the image below for more information.

Transform Your Body after 40 A Women?s Guide to Weight Loss and Fitness Transform Your body After 40 is a book for all women, especially those 40+ who want to lose weight, get fit, get lean, gain energy and enjoy life with health and confidence.?

In this book you will learn:

- Why you don?t lose weight even though you are on a diet.

- How to calculate your daily energy and macronutrient needs.

- What and when to eat in order to lose weight.

- Why you should exercise and what kind of exercise you need to do.

- How to build workout plans and daily menus.

- How to deal with ugly cellulite.

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Enjoy reading and exercising!

Transform Your Body After 40: A Women?s Guide to Weight Loss and Fitness.

Click on the button for more womens fitness information and reviews.

Tags: Cosmetic, Shaping, Surgery, Through, Yourself

Category: Women's Health

Source: http://www.sexyplanet.us/health-beauty/womens-health/shaping-yourself-through-cosmetic-surgery.html

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The Difference Between Trauma and Education is Support

For most people there are likely a handful of nuggets of advice or wisdom they have picked up along the way that have stuck with them for one reason or another.

For me, one of those, was the observation someone I respect greatly once made that ?the Difference Between Trauma and Education is Support?.? It was said in reference to the Manager-Employee relationship in the workplace but it also has clear implications for the parent-child dynamic.

In thinking about its implications, I think what is meant by the statement is that when sending someone (either as a manager or a parent) into new territory, the outcome for the individual (trauma or education) is dependent on whether or not support is offered.? Having this knowledge, therefore, has deep and far reaching implications in the chaos we do or do not leave behind as parents and managers.

As parents, we all want to avoid traumatizing our kids.? As a manager, we (hopefully) want the same for the people that work for us (and ultimately, it is in our best interest in terms of employee productivity to do so). ?So what is the meant by the difference between ?trauma? and ?education??? And what does ?support? look like?

Degree of Success in Transmitting Support is the Outcome Determinant

I think the different outcomes come into sharp focus with an example.? Say your child is starting a new school.? The observation would dictate that the outcome for the child?education or trauma?will turn entirely on our degree of success at expressing support to the child in getting thru the new experience.? Importantly, for us as parents and/or managers, experiential outcomes?trauma or education?occur regardless of our level of involvement/awareness in the child?s/employees experience.

Awareness Leads to Support

All parents and managers want to avoid traumatic experiences for our children and/or employees.? Knowing that the determinant in the outcome of new experiences is the presence of support means we can take steps to ensure the outcome of new experiences are positive rather than traumatic.

Source: http://exceljockey.com/2012/08/the-difference-between-trauma-and-education-is-support/

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Shooting Challenge: Something Totally New [Shooting Challenge]

We're very familiar with that surrounding our day to day lives—so much so, that we can be caught in creative ruts. For this week's Shooting Challenge, I want you to leave that life and photograph something totally new. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/zPpJT5l_4AI/shooting-challenge-something-totally-new

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Rewards of Holding Customer Service Skills | lmaureen.com

There are many positive aspects a person get as soon as you determine to utilize excellent customer service a strategy for your own business. The saying that has been said continuously through marketing experts, ?The customer will be the life-blood of any kind of business? is indeed correct for they should be the function why your business is out there. Once you present excellent customer service, anyone task a company graphic of a business which prioritizes the welfare of buyers. In fact, corporations requires to possess on-going customer care training for everybody in your business to make sure that each one is competent along with skilled in phrases of delivering exceptional customer service.

Below are a few of the advantages you can experience if you make exceptional customer service a marketing strategy:

1. Duplicate clients and customer maintenance

In case your business has personnel possessing superb ability, they will always be the key for your own business to win clientele to buy once again from you together with eventually become your loyal clients. Clients usually prefer to use products and also services whenever they really feel these are critical along with treated with respect.

A situation wherever a good deal of new customers are arriving in but practically the same quantity is additionally leaving is an undesirable indicator. That can are expensive to continually follow intense marketing as well as marketing. You might have to learn customer service to win and retain consumers.

2. Improved important thing

Any time the business is in a position to put into action a business wide exceptional customer service strategy, a great deal of folks will occur to a person since a consequence of word of mouth area advertising and marketing. It has been proven and before marketing has advanced a great deal. Keep in mind that it?s not only frontline individuals who should encompass this particular talent yet all the others in the company as is also part of service shipping possessing major and minor roles from purchasing of raw materials to product development and eventually to service supply. More customers indicate more sales and eventually improved business revenue.

3. Customer relationship is built

If your staff have excellent customer service skills, they?ve the capability to bond to clientele greater. That they will be able to satisfy a will need or perhaps a would like far better and also may perhaps accomplish yet another need to have in the procedure as soon as your staff is able to corner sell a few other products or services you might have.

To learn more, visit ebay cashback and customer service skills

Source: http://lmaureen.com/rewards-of-holding-customer-service-skills/

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Romanian businessman acquitted of corruption

BUCHAREST, Romania (AP) ? A Romanian court has acquitted a businessman and 11 other people of defrauding the state of $85 million (?68 million) by money laundering and illegally manipulating markets to financially benefit a major oil company.

The trial against Dinu Patriciu ? general manager of Rompetrol SA and a onetime rival of President Traian Basescu ? began in 2006.

Magistrates on Tuesday dismissed all the charges but did not present their arguments for the ruling.

Prosecutors had charged that from September 1999 to November 2001, Patriciu siphoned off money using a network of insiders and a former government minister, and transferred it to his company funds. They demanded a 20-year sentence for Patriciu.

The ruling can be appealed, but there was no immediate comment from prosecutors or the defendants.

Source: http://news.yahoo.com/romanian-businessman-acquitted-corruption-145914202--finance.html

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Lendthing Keeps Track of Who's Borrowed What and Helps You Get It Back [Borrowing]

iOS: We all have a few friends with whom we borrow and lend lots of stuff, but it can get hard to keep track of it all. Lendthing is a simple app that keeps track of who has what, and even lets you send SMS reminders to help get everything back.

Lendthing is easy: just hit the big plus button to add a new item, note who you lent it to (or who borrowed it from you), and it'll keep a running list of who has what. You can tap on an item to mark it returned, or send that person a pre-written SMS reminder to give or get the item in question back. If they're in your contacts, it'll automatically grab their number for you.

It's handy for those of us that lend and borrow like crazy, but we'd love to see other features come to the app?for example, being able to set a location-based reminder would be awesome, so you can remember to get your stuff back the next time you visit. Overall, though, it's a simple way to keep track of where all your stuff is.

Lendthing is a $1.99 download for iOS only.

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Source: http://feeds.gawker.com/~r/lifehacker/full/~3/ABsjfxQSI9Q/lendthing-keeps-track-of-whos-borrowed-what-and-helps-you-get-it-back

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